Ok a little lesson here:

If you live-

A) Next to a river
B) At the bottom or top of a big-ass hill

and it rains, bad shit can happen to your house.

If there was a house, right where your house is, or insurance is really expensive, chances are it could happen to you.
SO if you live in Western Washington, at the bottom of a hill, next to a river-------

DON'T FUCKING COMPLAIN WHEN YOUR HOUSE FLOATS AWAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Thank you.